Fund Benefits (Retirees)

Supplemental Health Insurance (Welfare Fund Program)

The PSC-CUNY Welfare Fund provides supplemental health insurance through contributions to the Fund from the City University of New York in accordance with the terms of the Collective Bargaining Agreement. Most supplemental health insurance benefits are fully funded by the PSC-CUNY Welfare Fund. These benefits are in addition to the basic health insurance provided by NYC and may vary from one participant to another, depending on the basic health insurance options chosen by the participants and whether they are eligible for Retiree Plan 82, Retiree Plan 80 or Retiree Plan 70.

Eligible retirees and their eligible dependents have the following benefits with no premium required:

These optional benefits are also available; however, you must enroll and pay a premium:

Basic Health Insurance (CUNY/City Program)

All eligible retirees receive basic health insurance for themselves and eligible dependents through the NYC Employee Health Benefits Program (NYCHBP). Basic health insurance includes hospital and medical coverage. It also includes coverage for certain drugs for retirees who are not yet eigible for Medicare. The Summary of Benefits provided by the University Benefits Office describes your coverage, and additional information is available at the Office of Labor Relations website. If you have questions regarding your basic health insurance, contact your campus Human Resources office or the NYCHBP.

This page includes only highlights of your benefits programs. See the Details Tab for more information.

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Supplemental Health Insurance (Welfare Fund Program)

The PSC-CUNY Welfare Fund provides benefits referred to as supplemental health insurance. These are the benefits described in this SPD. Some of these Welfare Fund benefits vary according to the basic health insurance plan the participant has elected. Eligibility for basic health insurance is a pre-requisite to Welfare Fund eligibility. Retirees who reach age 65 must apply for Medicare Parts A & B to receive full supplemental benefits. Those 65 and over who waive basic coverage from Medicare are not eligible for the Silverscript (CVS) prescription drug program.

Persons who waive basic coverage should contact the Fund office.

Basic Health Insurance (CUNY/City Program)

All eligible retirees receive basic health insurance through the NYC Retiree Health Program. This consists of hospital and medical insurance and-for non-Medicare retirees-also provides coverage for certain drugs (see Drug Benefit-PICA). Questions on basic health insurance and PICA should be directed to the NYC Retiree Health Program. Phone numbers are listed in Contacts.

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