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November Enrollment and Change Period for Health Benefits Plans

This year's enrollment and change period for health insurance and supplemental plans is November 1- 30.

Employees

During this period employees may change plans and/or add riders to current plans offered by the NYC Health Benefits Program. Welfare Fund members may also change dental plans. All changes must be made by contacting CUNY campus benefits officers.

Retirees

Retirees may change plans and/or add riders to current plans offered by the NYC Health Benefits Program by submitting a Health Benefits Application/Change Form - The 2022 Application will be available in mid-October here. See instructions for electronic submission of the form. Welfare Fund members may also change dental plans by contacting the Fund at 212-354-5230. 

Retirees enrolled in the Medicare Advantage Plus (MA+) plan will be able to change back to their old plan or to Senior Care; retirees who opted out to stay in their current plan for 2022 will be able to change to MA+.

After 2023, the only plans retirees will be able to transfer into will be MA+ (which is guaranteed to have no premium through 2026) or Senior Care which has a premium. The Senior Care premium is $191.57/month for an individual and $383.14/month for a family/couple.

Under ObamaCare, a pre-existing condition cannot be used to deny coverage.

The 365-day hospitalization rider only applies to retirees currently enrolled in Senior Care and will only apply to them in the future. If you opt out of MA+ for Senior Care:

  • If you already have and pay for the rider if will continue; $2.83/month for an individual, $5.66/month for a family/couple (If you cannot find a current record of payment, it is because retirees are not currently being charged anything for the rider due to an expiring NYC subsidy.)
  • If you are not sure if you have the rider now, ask Emblem Customer Service 1-212-501-4444. If you are opting out for Senior Care in 2022 and want to add the rider, you can do so by submitting a Health Benefits Application/Change Form - The 2022 Application will be available in mid-October here. See instructions for electronic submission of the form.

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