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There is good news for participants in the PSC-CUNY Welfare Fund who have GHI-CBP as their basic health insurance. As a result of the Affordable Care Act (ACA), GHI will cover preventive medications at no co-payment, beginning July 1. The preventive medications most commonly prescribed to Fund members are contraceptives, but the category also includes vaccines and the awful stuff you drink to prepare for a colonoscopy. The full ACA list of preventive medications is here.
As of July 1, any preventive medications that GHI members have been purchasing with a Welfare Fund CVS Caremark card will be available free of charge at the pharmacy by presenting a GHI-CBP card along with a doctor’s prescription. GHI members will no longer be able to use the Welfare Fund CVS Caremark card for this category of drug.
Employees and non-Medicare retirees who are enrolled in the Fund prescription plan may have three different cards to use when filling prescriptions. Depending on their medications, members should be prepared to present all three cards at the pharmacy, if necessary. For most prescriptions members use the PSC-CUNY Welfare Fund CVS/Caremark prescription drug card at any pharmacy—CVS, Duane Reade, Rite Aid, Walgreens, etc.
For injectable and chemotherapy prescriptions, members use the NYC PICA Program Express Scripts prescription drug card. Don’t have a PICA card? Call 212-306-7464.
For diabetes-related prescriptions and supplies all Fund members use their NYC-Health Benefits Plan basic health insurance card (GHI-CBP, HIP-HMO, Empire EPO, etc.)
On July 1 GHI-CBP members will also use their GHI card for preventive medications.
CVS Caremark is notifying its Customer Care and retail operations to make them familiar with the change in our coverage for preventive medications. Additionally, CVS intends to send an email blast to all of their participating non-CVS Pharmacy locations in the New York area.
While the switch in coverage for certain prescriptions may be cause for confusion at first, the savings GHI members will experience should outweigh any initial inconvenience.
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