Can I switch from one insurance plan to another?

You are able to transfer insurance plans during open enrollment time, which is usually in October, with a January 1 effective date. Retiree Restriction: Retirees may transfer or add an Optional Rider only during enrollment periods in even-numbered years. However, retirees who have been retired for at least one year can take advantage of a once-in-a-lifetime provision to transfer or add an optional rider at any time. Once-in-a-lifetime transfers become effective on the first of the month following the date that the Health Benefits Application is processed.

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